πŸ”₯ Only 3 consultation slots available this week β€” Call or text 661-556-1804 or claim your spot now.

CREDIT RESTORATION

We delete inaccurate negative items from your credit report using federal lawβ€”not guesswork. Most clients see 100-300+ point increases in 60-90 days.

Fastest response: Call or text 661-556-1804

Most inquiries are answered within 1 business day.

βœ“ Established 2023
βœ“ 150+ Clients Helped
βœ“ 100% Confidential
βœ“ FCRA Compliant

Now Offering Payment Plans

$97 / month β€” flexible payment plans to make credit restoration more affordable.

Call or text 661-556-1804 now to get details.

Call 661-556-1804 Get Details β†’
Edwin Ward in his office
Meet Edwin

Edwin Ward

Founder & Credit Restoration Consultant

I founded Edwin Ward Consulting because I watched good people get denied mortgages, car loans, and apartmentsβ€”not because of who they are, but because of errors on their credit report. My mission: force the bureaus to either prove their data or delete it.

Originally founded in Bakersfield, California, Edwin Ward Consulting is now based in Forest, Virginia β€” expanding our reach to help a wider network of clients across the United States.

I've helped 150+ clients regain momentum, remove damaging errors, and rebuild confidence. I've seen how credit impacts families, access to housing, and everyday peace of mind.

150+ People Helped
FCRA-First Strategy
Community Focused
100-300+ Average Point Increase
30-90 Days to First Results
150+ Clients Transformed
800+ Highest Score Achieved

What Happens On The First Call

In 10 minutes, you should know whether this is worth pursuing and what the next step looks like.

1. Quick Credit Snapshot

We identify the main issues hurting your profile right now, including collections, charge-offs, late payments, utilization, or mixed reporting errors.

2. Reality Check

You get a direct answer on what may be challengeable, what usually takes longer, and whether a dispute-based strategy makes sense for your situation.

3. Next Best Step

We outline the fastest practical move, expected timeline, and whether you should call, send documents, or keep researching before you commit.

πŸ“ž Free 10-Min Strategy Call

We'll review what is hurting your score, what may be challengeable, and the fastest next step. No obligation.

πŸ”’ We respect your privacy. No spam.

Join Our Credit Warriors Community

Connect with thousands of people fixing their credit together. Get support, share wins, and learn insider strategies.

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Active Members
500+
Success Stories
Daily
Edwin Responds Personally

Get your credit questions answered by experts and people who've been there. Completely free to join.

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The 2-Round Dispute Process

A proven, legally-grounded system engineered to identify and challenge reporting errors under the Fair Credit Reporting Act.

1

Round 1 – Initial Challenge (Days 1-30)

  • We identify every error the bureaus can't verify and force them to prove their data or delete it
  • Three customized dispute letters sent to all three bureaus
  • FCRA-compliant demand for validation
  • Most clients see first deletions within 30 days
2

Round 2 – Escalation (Days 30-60)

  • For items that weren't deleted in Round 1, we escalate pressure using advanced FCRA strategies
  • Method of verification (MOV) demands force bureaus to prove their data
  • Strategy adjustment based on bureau responses
  • This is where we achieve the biggest score increases
Result: 2 Rounds – 6 Custom Letters – 100-300+ Point Increases in 60-90 Days
This methodical approach forces the bureaus to either prove their data or delete it.

Want to see exactly how this could work for YOUR credit situation?

Book Free 10-Min Call

Why Edwin Ward Consulting

We don't use software templates. We use logic, law, and persistence to get the job done.

FCRA Compliance

All disputes are grounded in the Fair Credit Reporting Act, ensuring your challenges are legally sound and difficult for bureaus to ignore. We know the law and use it to your advantage.

Bespoke Drafting

No generic "credit repair software" letters. Every dispute is custom-written to address the specific inaccuracies, errors, and violations found in your unique credit file.

Complete Transparency

You see exactly what is being challenged. We provide clear expectations on timelines (30-140 days) and potential outcomes. No surprises, no hidden fees.

Documented Results

Our results page shows real client outcomes: 100-300+ point increases, 36-item deletions, and 800+ scores achieved.

Aggressive Strategy

We don't just send one letter and hope. Our 2-round escalation protocol forces bureaus to either prove their data is 100% accurate or delete it.

Personal Attention

You're not a number. Edwin personally reviews each case and oversees the dispute strategy. Direct communication throughout the process.

Recent Client Wins

Real results from real clients. View full gallery β†’

45-Day Turnaround +224 Points
First Round Deletions 36 Items Removed
3-Bureau Average +154 Points
Highest Score Achievement 814 (Excellent)

Imagine YOUR score going up 100+ points in the next 60 days...

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Who We Help Most

The strongest leads usually know what they are trying to qualify for or what is blocking them right now.

Mortgage Preparation

People trying to improve approvals, rates, or underwriting strength before applying for a home loan or refinance.

Auto Loan Cleanup

Buyers who need fast movement on collections, late payments, or score suppression before financing a vehicle.

Apartment Approvals

Renters dealing with denials, higher deposits, or application friction caused by unresolved negative reporting.

Collections And Charge-Offs

Clients with multiple negative items who need a structured plan instead of random dispute letters or guesswork.

Nationwide remote support. We work with clients across the United States by phone, email, and remote document review. View service areas.

Why People Reach Out

Clear process, documented proof, and direct communication matter more than hype.

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Documented Results

Real screenshots and case studies are already published on the results page.

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FCRA-First Process

The strategy is built around inaccurate, unverifiable, or outdated reporting issues instead of generic letter blasts.

☎️

Direct Response Path

Call or text 661-556-1804 if you want the fastest route to a decision.

🌎

Remote Nationwide Service

You do not need to be local. Documents, follow-up, and strategy can all be handled remotely across the U.S.

Start Your Transformation

Ready to fix your credit profile? Book your free 10-minute call today.

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Common Questions

Clear answers for search, voice, and AI assistants.

Is credit repair legal under federal law?
Yes, credit repair is 100% legal. Under the Fair Credit Reporting Act (FCRA - 15 U.S.C. Β§ 1681), you have the absolute federal right to dispute any information on your credit report that is inaccurate, unverifiable, or obsolete. We leverage these consumer protection laws to force the credit bureaus to prove their data is accurate or delete it. This is your legal right as a consumer.
How fast does credit repair work?
Most clients see their first results within 30-45 days, which is the legally required response time for credit bureaus under the FCRA. Significant score increases of 100-200+ points typically occur within 60-90 days. The complete 2-round dispute process takes 30-140 days depending on your specific credit situation. Some clients see dramatic improvements in as little as 45 days.
Can accurate negative items be removed?
Accurate, properly reported negative items generally must remain for up to 7 years. However, we focus on finding technical reporting errors, unverifiable data, and FCRA violations. Even if a debt was originally valid, if the creditor cannot properly verify it or has made reporting errors (wrong dates, amounts, account numbers), it can be removed. We audit your report for these opportunities.
What credit score increase can I expect?
No reputable credit repair company can legally guarantee a specific score increase under the Credit Repair Organizations Act (CROA). However, our documented client results show typical increases of 100-300+ points within 90 days. Results vary based on your starting profile, number of negative items, and how many items can be successfully disputed. Clients with more negative items typically see larger increases.
How much does credit repair cost?
Credit repair is an investment in your financial future. While pricing varies by case complexity, our services are competitively priced in the mid-range compared to the industry. We offer transparent pricing with no hidden fees. Request a free 10-minute call for a custom quote based on your specific situation.
What happens on the free 10-minute call?
The free 10-minute call is designed to quickly understand what is hurting your credit profile, which negative items may be challengeable, and what next step makes sense. You can ask questions, get a realistic timeline, and decide whether you want help without any obligation.
Do I have to be local to work with you?
No. Edwin Ward Consulting works with clients across the United States using phone, email, and remote document collection. If you want the fastest response, call or text 661-556-1804. You can also visit our service areas page.
What items can be removed from my credit report?
We focus on removing: Collections accounts, Charge-offs, Late payments, Bankruptcies (reporting errors), Foreclosures, Repossessions, Judgments, Tax liens, Hard inquiries, and any accounts with inaccurate information. If the data cannot be verified as 100% accurate, it must be deleted under the FCRA.
Will credit repair hurt my score?
No, legitimate credit repair cannot hurt your score. Disputing inaccurate information is your legal right and has no negative impact on your credit. In fact, as negative items are removed, your score typically increases significantly. The only temporary effect might be a slight dip if an account you've disputed is temporarily marked as "in dispute" during investigation, but this is rare and temporary.

Still have questions? Get answers directly from Edwin.

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