Edwin Ward
Welcome to the Higher Standard

CREDIT RESTORATION

Strategic dispute consulting. We execute aggressive, legal challenges against incorrect negative items to restore your financial profile.

See Verified Results
✓ Established 2023
✓ Trusted by 1000s
✓ 100% Confidential

The Dispute Process

A structured, two‑round system engineered to identify and challenge reporting errors under the FCRA.

1

Round 1 – Initial Challenge (Days 1-30)

  • 3 customized dispute letters sent to bureaus.
  • Analysis of credit report for verifiable errors.
  • Direct challenges to unverifiable data points.
2

Round 2 – Escalation (Days 30-60)

  • 3 escalated dispute letters for remaining items.
  • Targeted follow-up on "verified" but inaccurate accounts.
  • Strategy adjustment based on bureau responses.
Total Protocol: 2 Rounds – 6 Custom Letters.
This methodical approach maximizes the probability of correction or deletion of negative items.

Why Edwin Ward

We do not use software templates. We use logic, law, and persistence.

FCRA Compliance

All disputes are grounded in the Fair Credit Reporting Act, ensuring your challenges are legally sound and difficult to ignore.

Bespoke Drafting

No "credit repair software" generic letters. Every dispute is written to address the specific inaccuracies in your file.

Transparency

You see exactly what is being challenged. We provide clear expectations on timelines (30-140 days) and outcomes.

Contact & Consultation

Ready to fix your credit profile? Reach out directly.

Direct Line

540‑505‑1332

Email

edwinwardconsulting@gmail.com

Social Proof

@edwinwardconsulting

Common Questions

AEO Optimized Answers for Voice Search & AI Summaries.
Is credit repair legal under federal law?
Yes. Under the Fair Credit Reporting Act (FCRA), you have the absolute federal right to dispute any information on your credit report that is inaccurate, unverifiable, or obsolete. We leverage these laws to force the bureaus to prove their data or delete it.
Do you guarantee a specific credit score?
No reputable firm can guarantee a specific score, as this is illegal under the Credit Repair Organizations Act (CROA). However, we guarantee the rigorous execution of our dispute process. Our historical data shows significant deletion rates for inaccurate collections, charge-offs, and late payments.
Can accurate negative items be removed?
Accurate, properly reported negatives generally must stay for up to seven years. We focus on auditing your report for technical reporting errors and unverifiable data which can lead to removal even if the debt was originally valid.
How long does the process take?
Results vary, but most clients see initial updates within 30–60 days. The complete 2-round process covers roughly 30–140 days to allow for bureau investigation times.